Down Payment Assistance Program Updates

Assistance programs change their income limits, award sizes and funding availability without notice. Every change we record to the directory is logged here with the date it took effect and the source it was verified against, so you can see exactly how current a program record is.

Quick answer: What changed in assistance programs recently?

This page lists the program source changes our automated checks detected, newest first, with the date each change was picked up and a link to the agency page it came from. It is the fastest way to see whether a program you were counting on has changed its terms or paused funding.

TL;DR

  • Automated source checks, newest first.
  • Each entry links to the agency page it came from.

Quick questions

How often are sources checked?
On a recurring automated schedule, with any detected change flagged immediately for review.

Published Last updated

  • Reviewed September 2026
  • Data verified August 28, 2026
  • Data source: Florida Housing Finance Corporation; Colorado Housing and Finance Authority
Written and reviewed by the Simply Approved Mortgages Team at Simply Approved Mortgages LLC, NMLS #2620881.Verify on NMLS Consumer Access

How a change gets published

A change enters the log in one of three ways: our monthly review of every page in the directory, a report sent in by a buyer, agent or loan officer using the report link on a program page, or a funding notice published by the administering agency itself.

Nothing is published on a single report. Every reported change is checked against the administering agency's own published guidelines or funding notice before the program record moves, and the entry names the source we checked.

  • Verified — the record was re-checked against the agency source and nothing material changed.
  • Terms changed — an award amount, income limit, purchase-price cap, credit floor or repayment rule moved.
  • Funding status — the program opened, moved to a waitlist, ran low or closed to new reservations.
  • Added — a program entered the directory.
  • Retired — the agency ended the program or replaced it.
  • Correction — we fixed something we had wrong.

What this log does not promise

A program record can be accurate on the day it was verified and out of date the following week, because agencies are under no obligation to tell aggregators anything. The verification date on each program page tells you how much weight to put on it.

Funding availability is the most volatile field of all. Popular allocations open in January and can be exhausted by mid-year, then reopen with new funding. Always confirm current availability with the administrator before you write an offer, no matter what a badge on this site says.

Nothing in this log is a quote, a rate lock, an offer or a commitment to lend, and an entry here does not mean a program is available to you.

Change log

  1. Added

    Wyoming Community Development Authority Standard + HFA Preferred

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: WCDA
  2. Added

    Simply Approved Mortgages In-House DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Simply Approved Mortgages LLC · NMLS# 2620881
  3. Added

    CHFA FirstStep

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: CHFA · chfainfo.com
  4. Added

    CHFA Preferred (Conventional)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: CHFA · chfainfo.com
  5. Added

    metroDPA (Denver-area)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: metroDPA · metrodpa.org
  6. Added

    City of Colorado Springs LASSO / HBA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: City of Colorado Springs
  7. Added

    Florida Hometown Heroes

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Florida Housing · floridahousing.org
  8. Added

    Florida Assist Second Mortgage (FL Assist)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Florida Housing · floridahousing.org
  9. Added

    Homebuyer Loan Program (HLP) — Florida

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Florida Housing · floridahousing.org
  10. Added

    Miami-Dade County Infill Housing / DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Miami-Dade County
  11. Added

    Orange County (Orlando) Down Payment Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Orange County, FL
  12. Added

    City of Jacksonville Head Start to Homeownership (HAP)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: City of Jacksonville
  13. Added

    FHLBank Atlanta Homeownership Set-Aside (AHP)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: FHLBank Atlanta · fhlbatl.com
  14. Added

    FHLBank Topeka Homeownership Set-Aside (AHP)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: FHLBank Topeka · fhlbtopeka.com
  15. Added

    Mortgage Credit Certificate (MCC)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: IRS · Section 25 MCC
  16. Added

    Alabama Housing Finance Authority — Step Up

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: AHFA
  17. Added

    Alaska Housing Finance Corporation — First Home Limited

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: AHFC
  18. Added

    Arizona IDA — Home Plus

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: AZIDA · Home Plus
  19. Added

    ADFA Move-Up + Down Payment Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: ADFA
  20. Added

    CalHFA MyHome Assistance / Dream For All

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: CalHFA
  21. Added

    Connecticut Housing Finance Authority (CHFA) DAP

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: CHFA CT
  22. Added

    Delaware State Housing Authority — Welcome Home

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: DSHA
  23. Added

    DC Home Purchase Assistance Program (HPAP)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: DC DHCD · HPAP
  24. Added

    Georgia Dream Homeownership Program

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Georgia Dream
  25. Added

    Hawaii HHFDC Mortgage Credit Certificate

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: HHFDC
  26. Added

    Idaho Housing (IHFA) — Second Mortgage / Grant

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: IHFA
  27. Added

    IHDA Access Forgivable / Deferred / Repayable

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: IHDA
  28. Added

    IHCDA Next Home / First Place

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: IHCDA
  29. Added

    Iowa Finance Authority FirstHome + Grant

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: IFA
  30. Added

    Kansas Housing Resources Corp First Time Homebuyer

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: KHRC
  31. Added

    Kentucky Housing Corporation Regular DAP / Affordable DAP

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: KHC
  32. Added

    Louisiana Housing Corporation — MRB / Market Rate GNMA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: LHC
  33. Added

    MaineHousing First Home Loan + Advantage

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MaineHousing
  34. Added

    Maryland Mortgage Program (MMP) — Flex 5000 / Partner Match

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MMP
  35. Added

    MassHousing Down Payment Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MassHousing
  36. Added

    MSHDA MI Home Loan + DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MSHDA
  37. Added

    Minnesota Housing Start Up / Step Up + Monthly Payment Loan

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Minnesota Housing
  38. Added

    Mississippi Home Corporation — Smart6 / Smart Solution

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MS Home Corp
  39. Added

    MHDC First Place / Next Step

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MHDC
  40. Added

    Montana Housing Regular Bond + DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Montana Housing
  41. Added

    NIFA Homebuyer Assistance (HBA)

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: NIFA
  42. Added

    New Hampshire Housing Home Flex Plus

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: NH Housing
  43. Added

    NJHMFA First-Time Homebuyer + DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: NJHMFA
  44. Added

    MFA Housing NM FirstHome + FirstDown

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: MFA
  45. Added

    SONYMA Achieving the Dream / Low Interest Rate + DPAL

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: SONYMA
  46. Added

    NCHFA NC Home Advantage / NC 1st Home Advantage DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: NCHFA
  47. Added

    North Dakota Housing Finance Agency FirstHome

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: NDHFA
  48. Added

    OHFA Your Choice! Down Payment Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: OHFA
  49. Added

    Oklahoma Housing Finance Agency (OHFA) Homebuyer Down Payment

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: OHFA OK
  50. Added

    Oregon Bond Residential Loan Program

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: OHCS
  51. Added

    PHFA Keystone Home Loan + Keystone Advantage Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: PHFA
  52. Added

    RIHousing FirstHomes / Extra Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: RIHousing
  53. Added

    SC Housing Homebuyer + Palmetto Home Advantage

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: SC Housing
  54. Added

    SD Housing First-Time Homebuyer + Fixed Rate Plus

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: SD Housing
  55. Added

    THDA Great Choice + Great Choice Plus DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: THDA
  56. Added

    TSAHC Home Sweet Texas / Homes for Texas Heroes

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: TSAHC
  57. Added

    TDHCA My First Texas Home / My Choice Texas Home

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: TDHCA
  58. Added

    Utah Housing Corporation FirstHome + Score / Home Again

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Utah Housing
  59. Added

    VHFA MOVE Program + ASSIST

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: VHFA
  60. Added

    Virginia Housing DPA Grant + Closing Cost Assistance

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: Virginia Housing
  61. Added

    WSHFC Home Advantage + Opportunity DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: WSHFC
  62. Added

    WVHDF Homeownership Program + Movin' Up

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: WVHDF
  63. Added

    WHEDA Advantage + Easy Close DPA

    Program added to the directory from our verified registry import — awaiting administrator verification.

    This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.

    Source: WHEDA
  64. Added

    Directory-wide

    Initial publication of the down payment assistance program directory.

    All program records were loaded from published agency sources and marked as awaiting individual verification. Funding availability is not implied for any program until it carries a verification date.

Ready to see which programs fit you?

Answer 10 quick questions and see the down payment assistance programs worth checking..

Monthly review

September 2026 Program Directory Changes Review

We reviewed agency funding notices and program bulletins, reported changes from buyers, agents and loan officers and published income, price-cap and award terms relevant to this page. No material changes requiring substantive revisions were identified this month. The information and sources shown here remain current as of our latest review.

  • Checked: agency funding notices and program bulletins
  • Checked: reported changes from buyers, agents and loan officers
  • Checked: published income, price-cap and award terms
Sources:
Florida Housing Finance Corporation; Colorado Housing and Finance Authority
Data last verified:
2026-08-28

Current data & page updates

Page last reviewed
September 5, 2026
Page last substantively updated
September 5, 2026
Data last verified
August 28, 2026
Primary sources
Florida Housing Finance Corporation; Colorado Housing and Finance Authority
Next scheduled review
October 5, 2026
Current monthly review
September 2026
Live data feed
No

Licensing & Disclosures

Simply Approved Mortgages LLC | NMLS #2620881

Florida Mortgage Broker License #MBR7685 | Colorado Mortgage Company Registration

Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans in Florida and Colorado.

Eligibility, terms, conditions, and availability vary by borrower, property, lender, loan program, and state. Not all products or programs are available in all states. All loans are subject to lender underwriting and approval. Equal Housing Opportunity.

Verify our license on NMLS Consumer Access

DPA amount calculator and eligibility checker

Estimate your assistance amount, the second-lien payment and where you stand against the program rules. Illustrative only — not a quote, offer or commitment to lend.

Simply Approved Mortgages DPA

DPA amount calculator & eligibility checker

Estimate 3.5% assistance on the lesser of price or appraisal, layered over a 30-year fixed FHA first mortgage.

Estimated DPA
$14,000
3.5% of $400,000
2nd-lien P&I
$174
10-yr · 8.500%

Amount calculator

Assistance tier
Lesser of price or appraisal
$400,000
DPA at 3.5%
$14,000
2nd-lien term
10-year fixed, repayable
2nd-lien rate
8.500%
Monthly P&I
$174/mo

Illustrative only — not a quote, lock, offer, or commitment to lend. Binding figures appear only on your Loan Estimate and Closing Disclosure.

Eligibility checker

Documentable qualifying income?

Willing to complete homebuyer education before closing?

Property in NY, WA, USVI, Guam, MP, or AS?

Answer each question above to see your preliminary result.

Talk to a Loan Officer →

Preliminary self-check only. Not a quote, lock, offer, or commitment to lend. Simply Approved Mortgages is not affiliated with HUD, FHA, VA, USDA, FHFA, or any government agency. Equal Housing Opportunity. NMLS# 2620881.

Keep reading

Related pages on down payment assistance, local markets and the numbers behind each program.

Simply Approved Mortgages In-House DPA

Our own down payment assistance program — up to 5% toward your primary home

Simply Approved Mortgages LLC · NMLS# 2620881

In addition to matching you with agency programs, we offer our own assistance program, provided through our wholesale lender partner and arranged by Simply Approved Mortgages: up to 5% of the lesser of the purchase price or appraised value, structured as a repayable 10-year fixed second mortgage on a qualifying primary residence. It layers with FHA 203(b) or FHA 203(k) purchase first mortgages only, and the second lien is priced at the first-mortgage rate plus 2.00%. It is fully amortizing — not a grant and not forgivable — so your Loan Officer will show a side-by-side comparison before you commit.

Offered through our wholesale lender partner
Up to 5% of the lesser of purchase price or appraised value
Repayable 10-year fixed second mortgage
Layers with FHA 203(b) or FHA 203(k) purchase first mortgages
Second-lien rate = first-mortgage rate + 2.00%
Fully amortizing — not a grant and not forgivable
Qualifying primary residence only

Program at a glance

Assistance
Up to 5%
Where
FL & CO*
Min credit
580
First-time buyer
Not required

*Our wholesale lender partner offers this product nationwide, but Simply Approved Mortgages LLC is licensed to arrange residential mortgage loans in Florida and Colorado only, so we can originate it in those two states only. Outside Florida and Colorado this is educational information and you should work with a lender licensed in your state.

How it works

1. Find the assistance you qualify for

Answer ten short questions and our DPA matching tool screens your location, income, price range, credit band and first-time buyer status against every state, county and city program we track.

2. A licensed loan officer reviews it with you

A Simply Approved loan officer confirms which programs your file can actually use, how each one is structured, and what it means for your monthly payment and closing costs.

3. Pair assistance with your first mortgage

Assistance is delivered through an approved first mortgage. We arrange the FHA, conventional, VA or USDA loan underneath it and reserve the assistance funds once you are under contract.

4. Funds arrive at closing

The assistance is wired to the closing agent and applied to your down payment and, where the program permits, closing costs — so your own savings stay where they belong.

Repayment: The second lien is a recorded lien with a monthly payment that is underwritten into your debt-to-income ratio. Layered DPA affects your final rate and mortgage insurance; your Simply Approved Mortgages Loan Officer will disclose the side-by-side comparison before you commit. Program terms, income limits, funding availability and eligibility requirements are subject to change without notice and must be confirmed in writing. Nothing here is an offer of credit, an approval, or a guarantee of eligibility, funding or any particular term. All loans are subject to lender underwriting and approval. Equal Housing Opportunity.

Follow our down payment assistance updates on Google

Add Simply Approved Mortgages as a preferred source in Google Search and our program updates, county limit changes and funding-status notes are more likely to surface when you search. It is a Google setting you control and can remove at any time.

Google is a trademark of Google LLC. Simply Approved Mortgages LLC is not affiliated with, sponsored by or endorsed by Google, and this setting has no effect on loan eligibility, pricing or availability.

Free monthly briefing

Down payment assistance changes fast. Stay ahead of it.

New funding rounds, closed programs, and updated income and price limits for Florida and Colorado buyers — in one short email each month.

Licensing notice: Simply Approved Mortgages LLC arranges residential mortgage loans in Florida and Colorado only. The briefing and this website are educational content — not an offer, solicitation, advertisement of credit terms or commitment to lend, and no mortgage services are offered in states where we are not licensed.

Expert Insight

We log verification, not just publication

Every entry here records when a program's terms were checked against the administering agency and what changed. A program with no recent entry is one we have not re-verified, and we would rather show that plainly than imply currency we cannot support.

Takeaway: Treat an old verification date as a prompt to confirm terms directly.

The only way to know which program, down-payment structure, and closing-cost strategy actually fits your file is to walk through it with a Simply Approved Mortgages Loan Officer who can compare the real numbers side-by-side on a Loan Estimate.

Commentary from the Simply Approved Mortgages Team at Simply Approved Mortgages LLC, NMLS #2620881. Verify on NMLS Consumer Access