Down Payment Assistance Program Updates
Published Last updated
Assistance programs change their income limits, award sizes and funding availability without notice. Every change we record to the directory is logged here with the date it took effect and the source it was verified against, so you can see exactly how current a program record is.
Quick answer: What changed in assistance programs recently?
This page lists the program source changes our automated checks detected, newest first, with the date each change was picked up and a link to the agency page it came from. It is the fastest way to see whether a program you were counting on has changed its terms or paused funding.
TL;DR
- Automated source checks, newest first.
- Each entry links to the agency page it came from.
Quick questions
- How often are sources checked?
- On a recurring automated schedule, with any detected change flagged immediately for review.
Published Last updated
- Reviewed September 2026
- Data verified August 28, 2026
- Data source: Florida Housing Finance Corporation; Colorado Housing and Finance Authority
How a change gets published
A change enters the log in one of three ways: our monthly review of every page in the directory, a report sent in by a buyer, agent or loan officer using the report link on a program page, or a funding notice published by the administering agency itself.
Nothing is published on a single report. Every reported change is checked against the administering agency's own published guidelines or funding notice before the program record moves, and the entry names the source we checked.
- Verified — the record was re-checked against the agency source and nothing material changed.
- Terms changed — an award amount, income limit, purchase-price cap, credit floor or repayment rule moved.
- Funding status — the program opened, moved to a waitlist, ran low or closed to new reservations.
- Added — a program entered the directory.
- Retired — the agency ended the program or replaced it.
- Correction — we fixed something we had wrong.
What this log does not promise
A program record can be accurate on the day it was verified and out of date the following week, because agencies are under no obligation to tell aggregators anything. The verification date on each program page tells you how much weight to put on it.
Funding availability is the most volatile field of all. Popular allocations open in January and can be exhausted by mid-year, then reopen with new funding. Always confirm current availability with the administrator before you write an offer, no matter what a badge on this site says.
Nothing in this log is a quote, a rate lock, an offer or a commitment to lend, and an entry here does not mean a program is available to you.
Change log
- Added
Wyoming Community Development Authority Standard + HFA Preferred
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: WCDA - Added
CHFA FirstStep
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: CHFA · chfainfo.com - Added
CHFA Preferred (Conventional)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: CHFA · chfainfo.com - Added
metroDPA (Denver-area)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: metroDPA · metrodpa.org - Added
City of Colorado Springs LASSO / HBA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: City of Colorado Springs - Added
Florida Hometown Heroes
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Florida Housing · floridahousing.org - Added
Florida Assist Second Mortgage (FL Assist)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Florida Housing · floridahousing.org - Added
Homebuyer Loan Program (HLP) — Florida
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Florida Housing · floridahousing.org - Added
Miami-Dade County Infill Housing / DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Miami-Dade County - Added
Orange County (Orlando) Down Payment Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Orange County, FL - Added
City of Jacksonville Head Start to Homeownership (HAP)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: City of Jacksonville - Added
FHLBank Atlanta Homeownership Set-Aside (AHP)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: FHLBank Atlanta · fhlbatl.com - Added
FHLBank Topeka Homeownership Set-Aside (AHP)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: FHLBank Topeka · fhlbtopeka.com - Added
Mortgage Credit Certificate (MCC)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: IRS · Section 25 MCC - Added
Alabama Housing Finance Authority — Step Up
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: AHFA - Added
Alaska Housing Finance Corporation — First Home Limited
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: AHFC - Added
Arizona IDA — Home Plus
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: AZIDA · Home Plus - Added
ADFA Move-Up + Down Payment Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: ADFA - Added
CalHFA MyHome Assistance / Dream For All
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: CalHFA - Added
Connecticut Housing Finance Authority (CHFA) DAP
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: CHFA CT - Added
Delaware State Housing Authority — Welcome Home
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: DSHA - Added
DC Home Purchase Assistance Program (HPAP)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: DC DHCD · HPAP - Added
Georgia Dream Homeownership Program
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Georgia Dream - Added
Hawaii HHFDC Mortgage Credit Certificate
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: HHFDC - Added
Idaho Housing (IHFA) — Second Mortgage / Grant
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: IHFA - Added
IHDA Access Forgivable / Deferred / Repayable
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: IHDA - Added
IHCDA Next Home / First Place
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: IHCDA - Added
Iowa Finance Authority FirstHome + Grant
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: IFA - Added
Kansas Housing Resources Corp First Time Homebuyer
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: KHRC - Added
Kentucky Housing Corporation Regular DAP / Affordable DAP
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: KHC - Added
Louisiana Housing Corporation — MRB / Market Rate GNMA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: LHC - Added
MaineHousing First Home Loan + Advantage
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MaineHousing - Added
Maryland Mortgage Program (MMP) — Flex 5000 / Partner Match
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MMP - Added
MassHousing Down Payment Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MassHousing - Added
MSHDA MI Home Loan + DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MSHDA - Added
Minnesota Housing Start Up / Step Up + Monthly Payment Loan
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Minnesota Housing - Added
Mississippi Home Corporation — Smart6 / Smart Solution
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MS Home Corp - Added
MHDC First Place / Next Step
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MHDC - Added
Montana Housing Regular Bond + DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Montana Housing - Added
NIFA Homebuyer Assistance (HBA)
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: NIFA - Added
New Hampshire Housing Home Flex Plus
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: NH Housing - Added
NJHMFA First-Time Homebuyer + DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: NJHMFA - Added
MFA Housing NM FirstHome + FirstDown
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: MFA - Added
SONYMA Achieving the Dream / Low Interest Rate + DPAL
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: SONYMA - Added
NCHFA NC Home Advantage / NC 1st Home Advantage DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: NCHFA - Added
North Dakota Housing Finance Agency FirstHome
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: NDHFA - Added
OHFA Your Choice! Down Payment Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: OHFA - Added
Oklahoma Housing Finance Agency (OHFA) Homebuyer Down Payment
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: OHFA OK - Added
Oregon Bond Residential Loan Program
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: OHCS - Added
PHFA Keystone Home Loan + Keystone Advantage Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: PHFA - Added
RIHousing FirstHomes / Extra Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: RIHousing - Added
SC Housing Homebuyer + Palmetto Home Advantage
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: SC Housing - Added
SD Housing First-Time Homebuyer + Fixed Rate Plus
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: SD Housing - Added
THDA Great Choice + Great Choice Plus DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: THDA - Added
TSAHC Home Sweet Texas / Homes for Texas Heroes
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: TSAHC - Added
TDHCA My First Texas Home / My Choice Texas Home
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: TDHCA - Added
Utah Housing Corporation FirstHome + Score / Home Again
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Utah Housing - Added
VHFA MOVE Program + ASSIST
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: VHFA - Added
Virginia Housing DPA Grant + Closing Cost Assistance
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: Virginia Housing - Added
WSHFC Home Advantage + Opportunity DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: WSHFC - Added
WVHDF Homeownership Program + Movin' Up
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: WVHDF - Added
WHEDA Advantage + Easy Close DPA
Program added to the directory from our verified registry import — awaiting administrator verification.
This record was imported during the initial build of the directory. Award amounts, income limits, purchase-price caps and credit requirements are shown as published by the administering agency and have not yet been re-confirmed directly with the program administrator. Terms may have changed.
Source: WHEDA - Added
Directory-wide
Initial publication of the down payment assistance program directory.
All program records were loaded from published agency sources and marked as awaiting individual verification. Funding availability is not implied for any program until it carries a verification date.
Ready to see which programs fit you?
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October 2026 Program Directory Changes Review
We reviewed agency funding notices and program bulletins, reported changes from buyers, agents and loan officers and published income, price-cap and award terms relevant to this page. No material changes requiring substantive revisions were identified this month. The information and sources shown here remain current as of our latest review.
- Checked: agency funding notices and program bulletins
- Checked: reported changes from buyers, agents and loan officers
- Checked: published income, price-cap and award terms
- Sources:
- Florida Housing Finance Corporation; Colorado Housing and Finance Authority
- Data last verified:
- 2026-08-28
This page's scheduled monthly review is overdue. The section above reflects our latest completed review, not a new one for the current month.
Current data & page updates
- Page last reviewed
- September 27, 2026
- Page last substantively updated
- September 27, 2026
- Data last verified
- August 28, 2026
- Primary sources
- Florida Housing Finance Corporation; Colorado Housing and Finance Authority
- Next scheduled review
- October 27, 2026
- Current monthly review
- October 2026
- Live data feed
- No
This page is past its scheduled review date and is queued for the next review cycle.
Licensing & Disclosures
Simply Approved Mortgages LLC | NMLS #2620881
Florida Branch Office (Miami, FL) | Branch NMLS #2688012
Florida Mortgage Broker License #MBR7685 | Colorado Mortgage Company Registration
Business Phone: (877) 813-7219
Equal Housing Opportunity
Broker identification. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans with third-party lenders and do not make the lender's final credit decision or fund the loan. We arrange residential mortgage loans in Florida and Colorado.
Down payment assistance programs. Down payment and closing-cost assistance programs listed or referenced on this site may be administered by third parties, including state housing finance agencies, cities, counties, Federal Home Loan Banks, nonprofit organizations, lenders, and other program sponsors. Simply Approved Mortgages LLC does not administer, control, fund, or guarantee third-party assistance unless expressly stated otherwise.
Listing or displaying a program does not constitute an offer of that program, a representation that funding is currently available, or a determination that a borrower or property qualifies. Program availability, funding, assistance amounts, income limits, purchase-price limits, credit requirements, occupancy requirements, geographic restrictions, homebuyer education requirements, participating-lender requirements, repayment terms, and other eligibility criteria vary by program and may change or become unavailable without notice. Eligibility and current program terms must be confirmed for the particular transaction.
Types of assistance. Down payment or closing-cost assistance may be structured as a grant, forgivable loan, deferred-payment loan, repayable second mortgage or other form of assistance. Assistance structured as a lien or secondary financing may be subject to repayment, forgiveness, occupancy, resale, refinance, or other conditions. Assistance should not be considered "free money" unless the applicable program documents expressly provide that the assistance is a grant with no repayment obligation.
Receiving or potentially qualifying for down payment assistance does not guarantee mortgage approval, guarantee receipt of assistance, or necessarily eliminate all funds that a borrower may be required to contribute to a transaction.
Credit and program terms. All loans are subject to lender credit approval, underwriting, acceptable appraisal, title review, insurance, and supporting documentation. Eligibility, programs, rates, APRs, points, fees, payments, terms, loan amounts, down-payment requirements, and availability may vary based on borrower, property, occupancy, credit profile, loan-to-value ratio, debt-to-income ratio, lender, assistance program, and location and may change without notice. Not all borrowers, properties, products, or programs will qualify or be available in every location. Nothing on this site constitutes a loan approval, rate lock, offer, commitment to lend, guarantee of assistance, or guarantee of closing.
Rates, payments and calculators. Rates, APRs, payments, down payments, estimated assistance amounts, affordability, home prices, closing costs, savings, and other calculator or scenario results displayed on this site are estimates or illustrations unless expressly stated otherwise. Actual eligibility, assistance, and loan terms may differ. Taxes, homeowners insurance, mortgage insurance, association dues, lender charges, broker compensation, discount points, third-party charges, and other costs may apply. Advertised rates, payments, APRs, down payments, and other credit terms are subject to the assumptions and disclosures presented with the applicable advertisement.
Government affiliation. Simply Approved Mortgages LLC is not a government agency and is not affiliated with, acting on behalf of, sponsored by, or endorsed by HUD, FHA, VA, USDA, any housing finance agency, or any other federal, state, or local government agency. References to government agencies, housing authorities, assistance programs, data, forms, or resources are provided for informational purposes and do not imply sponsorship or endorsement of Simply Approved Mortgages LLC.
Fair lending. Equal Housing Opportunity. Simply Approved Mortgages LLC conducts business in accordance with applicable federal and state fair-housing and equal-credit-opportunity laws and does not discriminate on any prohibited basis.
No professional advice. Content on this site is educational and general in nature and is not legal, tax, accounting, financial, or investment advice. Borrowers should review the applicable program documents and consult qualified professionals regarding their individual circumstances.