Privacy Policy
Published Last updated
How Simply Approved Mortgages LLC collects, uses, shares and protects the information you submit through this site, and the choices you have.
Published Last updated
- Reviewed September 2026
Who we are and what this covers
Simply Approved Mortgages LLC (NMLS #2620881) is a licensed mortgage broker. This notice covers information collected through this website, its assistance finder, calculators, lead forms and our follow-up communications. As a financial institution we are also subject to the Gramm-Leach-Bliley Act (GLBA) and its privacy and safeguards rules.
Information we collect
- Contact details — name, email, phone, and mailing or property address.
- Assistance finder answers — state, county or city, household size, estimated household income, first-time buyer status, occupancy, target purchase price, down payment saved, and estimated credit score range.
- Property information — a listing URL you optionally supply, and the address, price, characteristics and any automated value or rent estimate returned for it.
- Communications — messages, call and text records, and notes from your conversations with our team.
- Technical and marketing data — IP address, device and browser data, pages viewed, referrer and campaign parameters (UTM), and the page you submitted from.
We collect financial or credit information only when you choose to provide it. Submitting a form on this site does not authorize a credit inquiry; any credit inquiry requires your separate authorization.
How we use it
- To respond to your request and match you with assistance programs
- To have a licensed loan officer follow up and, if you choose, take an application
- To verify eligibility and prepare disclosures required by law
- To send you program results, next steps and, with your consent, our newsletter
- To improve the site, our tools and our program data
- To meet legal, regulatory, recordkeeping and anti-fraud obligations
We do not sell your personal information and we do not share it with unaffiliated third parties for their own marketing.
Contact consent, texts and email (TCPA / E-SIGN)
When you submit a form you provide express written consent for Simply Approved Mortgages LLC and its agents to contact you at the phone number(s) and email address(es) you provide — including a wireless number — by live call, prerecorded or artificial voice, SMS/MMS text, email and AI-assisted voice, chat or follow-up, for any purpose related to your inquiry and application, even if your number is on any federal, state, corporate or internal Do Not Call registry. Consent is not a condition of any purchase or service. Message and data rates may apply; message frequency varies. Reply STOP to opt out of texts or HELP for help; click unsubscribe in any marketing email.
By using this site you consent to receive disclosures, notices and records electronically under the federal E-SIGN Act. You may withdraw that consent by contacting us, though some services require electronic delivery.
How long we keep it
We keep inquiry and application records for as long as needed to serve you and to satisfy mortgage recordkeeping and regulatory requirements — generally at least 25 months for application records under ECOA/Regulation B, and longer where other law requires. Marketing contact data is kept until you opt out.
Your choices and rights
You may ask us what personal information we hold about you, request a copy, ask us to correct it, ask us to delete it, or opt out of marketing at any time. Residents of states with comprehensive privacy laws (including California, Colorado and Florida) may have additional rights; we will not discriminate against you for exercising them. Note that information we must retain under financial recordkeeping law cannot always be deleted on request. To make a request, email support@simplyapprovedmortgages.com or call 877-813-7219.
Security
We maintain administrative, technical and physical safeguards designed to protect your information, including encryption in transit, access controls and vendor due diligence. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. Never send sensitive documents by unsecured email.
Children
This site is not directed to children under 18 and we do not knowingly collect information from them.
Changes to this notice
We may update this notice; the effective date is shown by the page dates above. Material changes will be posted here.
Contact us
- Email: support@simplyapprovedmortgages.com
- Phone: 877-813-7219
- Head office: 633 W 5th St Ste 2600, Los Angeles, CA 90071
- Florida branch office: 1221 Brickell Ave, Suite 954, Miami, FL 33131 — Branch NMLS #2688012
- Or use our contact form.
Licensing & Disclosures
Simply Approved Mortgages LLC | NMLS #2620881
Florida Branch Office (Miami, FL) | Branch NMLS #2688012
Florida Mortgage Broker License #MBR7685 | Colorado Mortgage Company Registration
Business Phone: (877) 813-7219
Equal Housing Opportunity
Broker identification. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans with third-party lenders and do not make the lender's final credit decision or fund the loan. We arrange residential mortgage loans in Florida and Colorado.
Down payment assistance programs. Down payment and closing-cost assistance programs listed or referenced on this site may be administered by third parties, including state housing finance agencies, cities, counties, Federal Home Loan Banks, nonprofit organizations, lenders, and other program sponsors. Simply Approved Mortgages LLC does not administer, control, fund, or guarantee third-party assistance unless expressly stated otherwise.
Listing or displaying a program does not constitute an offer of that program, a representation that funding is currently available, or a determination that a borrower or property qualifies. Program availability, funding, assistance amounts, income limits, purchase-price limits, credit requirements, occupancy requirements, geographic restrictions, homebuyer education requirements, participating-lender requirements, repayment terms, and other eligibility criteria vary by program and may change or become unavailable without notice. Eligibility and current program terms must be confirmed for the particular transaction.
Types of assistance. Down payment or closing-cost assistance may be structured as a grant, forgivable loan, deferred-payment loan, repayable second mortgage or other form of assistance. Assistance structured as a lien or secondary financing may be subject to repayment, forgiveness, occupancy, resale, refinance, or other conditions. Assistance should not be considered "free money" unless the applicable program documents expressly provide that the assistance is a grant with no repayment obligation.
Receiving or potentially qualifying for down payment assistance does not guarantee mortgage approval, guarantee receipt of assistance, or necessarily eliminate all funds that a borrower may be required to contribute to a transaction.
Credit and program terms. All loans are subject to lender credit approval, underwriting, acceptable appraisal, title review, insurance, and supporting documentation. Eligibility, programs, rates, APRs, points, fees, payments, terms, loan amounts, down-payment requirements, and availability may vary based on borrower, property, occupancy, credit profile, loan-to-value ratio, debt-to-income ratio, lender, assistance program, and location and may change without notice. Not all borrowers, properties, products, or programs will qualify or be available in every location. Nothing on this site constitutes a loan approval, rate lock, offer, commitment to lend, guarantee of assistance, or guarantee of closing.
Rates, payments and calculators. Rates, APRs, payments, down payments, estimated assistance amounts, affordability, home prices, closing costs, savings, and other calculator or scenario results displayed on this site are estimates or illustrations unless expressly stated otherwise. Actual eligibility, assistance, and loan terms may differ. Taxes, homeowners insurance, mortgage insurance, association dues, lender charges, broker compensation, discount points, third-party charges, and other costs may apply. Advertised rates, payments, APRs, down payments, and other credit terms are subject to the assumptions and disclosures presented with the applicable advertisement.
Government affiliation. Simply Approved Mortgages LLC is not a government agency and is not affiliated with, acting on behalf of, sponsored by, or endorsed by HUD, FHA, VA, USDA, any housing finance agency, or any other federal, state, or local government agency. References to government agencies, housing authorities, assistance programs, data, forms, or resources are provided for informational purposes and do not imply sponsorship or endorsement of Simply Approved Mortgages LLC.
Fair lending. Equal Housing Opportunity. Simply Approved Mortgages LLC conducts business in accordance with applicable federal and state fair-housing and equal-credit-opportunity laws and does not discriminate on any prohibited basis.
No professional advice. Content on this site is educational and general in nature and is not legal, tax, accounting, financial, or investment advice. Borrowers should review the applicable program documents and consult qualified professionals regarding their individual circumstances.