Simply Approved Mortgages logo

Disclosures & Licensing

Simply Approved Mortgages LLC is a licensed mortgage broker, NMLS #2620881, arranging residential mortgage loans in Florida and Colorado. This page lists our licensing, our broker disclosure and how to verify our credentials.

Published Last updated

  • Reviewed September 2026
Written and reviewed by the Simply Approved Mortgages Team at Simply Approved Mortgages LLC, NMLS #2620881.Verify on NMLS Consumer Access

Company information

  • Legal name: Simply Approved Mortgages LLC
  • Business type: Licensed mortgage broker (not a direct lender)
  • NMLS unique identifier: 2620881
  • Florida Mortgage Broker License: #MBR7685
  • Florida branch office NMLS: #2688012
  • Colorado: Mortgage Company Registration
  • Phone: 877-813-7219 · Email: support@simplyapprovedmortgages.com

Office locations

  • Head Office: 633 W 5th St Ste 2600, Los Angeles, CA 90071 — NMLS #2620881
  • Florida Branch Office: 1221 Brickell Ave, Suite 954, Miami, FL 33131 — Branch NMLS #2688012 · Company NMLS #2620881

An office location is not a representation of licensing in that state. Residential mortgage authority remains Florida and Colorado only.

Verify our license

You can independently verify our licensing on NMLS Consumer Access using NMLS ID #2620881. NMLS Consumer Access is the free public database maintained by the Nationwide Multistate Licensing System.

State licensing

Simply Approved Mortgages LLC arranges residential mortgage loans in Florida (FL) and Colorado (CO) only. We accept applications only from residents of, and for properties in, states where we are properly licensed. Program pages for other states are published as research and education — they are not an offer to originate, solicit, arrange or broker a loan in those states.

  • Florida (FL): Mortgage Broker License #MBR7685, regulated by the Florida Office of Financial Regulation.
  • Colorado (CO): Mortgage Company Registration; license details on NMLS Consumer Access.

Broker disclosure

Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. As a broker we do not make credit decisions or fund loans. We help you compare options and submit your application to a wholesale lender for underwriting and closing. Broker compensation is disclosed on your Loan Estimate as required by RESPA and TRID.

Down payment assistance disclosure

Assistance programs listed on this site are administered by third parties. We do not administer, control, fund or guarantee any program, and a listing is not an offer, a statement that funding is available or a determination that you qualify. Most programs require HUD-approved homebuyer education, occupancy as a primary residence and use of a participating lender. Terms must be confirmed with the administering agency.

Equal Housing Opportunity

We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act and do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, or because income comes from a public assistance program.

Filing a complaint

Please contact us first through our contact form or at 877-813-7219. You may also file a complaint with your state mortgage regulator or with the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.

Consent to be contacted (TCPA)

By submitting the assistance finder, a calculator or any contact form, you provide express written consent for Simply Approved Mortgages LLC and its agents to contact you at the phone number(s) and email address(es) you provide — including a wireless number — by live call, prerecorded or artificial voice, SMS/MMS text, email and AI-assisted voice, chat or follow-up, even if your number is on any Do Not Call registry. Consent is not a condition of any purchase. Opt out any time by replying STOP to a text, clicking unsubscribe in any email or calling 877-813-7219.

Licensing & Disclosures

Simply Approved Mortgages LLC | NMLS #2620881

Florida Mortgage Broker License #MBR7685 | Colorado Mortgage Company Registration

Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans in Florida and Colorado.

Eligibility, terms, conditions, and availability vary by borrower, property, lender, loan program, and state. Not all products or programs are available in all states. All loans are subject to lender underwriting and approval. Equal Housing Opportunity.

Verify our license on NMLS Consumer Access

Keep reading

Related pages on down payment assistance, local markets and the numbers behind each program.

Simply Approved Mortgages In-House DPA

Our own down payment assistance program — up to 5% toward your primary home

Simply Approved Mortgages LLC · NMLS# 2620881

In addition to matching you with agency programs, we offer our own assistance program, provided through our wholesale lender partner and arranged by Simply Approved Mortgages: up to 5% of the lesser of the purchase price or appraised value, structured as a repayable 10-year fixed second mortgage on a qualifying primary residence. It layers with FHA 203(b) or FHA 203(k) purchase first mortgages only, and the second lien is priced at the first-mortgage rate plus 2.00%. It is fully amortizing — not a grant and not forgivable — so your Loan Officer will show a side-by-side comparison before you commit.

Offered through our wholesale lender partner
Up to 5% of the lesser of purchase price or appraised value
Repayable 10-year fixed second mortgage
Layers with FHA 203(b) or FHA 203(k) purchase first mortgages
Second-lien rate = first-mortgage rate + 2.00%
Fully amortizing — not a grant and not forgivable
Qualifying primary residence only
See if you qualifyTalk to a Loan Officer

Program at a glance

Assistance
Up to 5%
Where
FL & CO*
Min credit
580
First-time buyer
Not required

*Our wholesale lender partner offers this product nationwide, but Simply Approved Mortgages LLC is licensed to arrange residential mortgage loans in Florida and Colorado only, so we can originate it in those two states only. Outside Florida and Colorado this is educational information and you should work with a lender licensed in your state.

How it works

1. Find the assistance you qualify for

Answer ten short questions and our DPA matching tool screens your location, income, price range, credit band and first-time buyer status against every state, county and city program we track.

2. A licensed loan officer reviews it with you

A Simply Approved loan officer confirms which programs your file can actually use, how each one is structured, and what it means for your monthly payment and closing costs.

3. Pair assistance with your first mortgage

Assistance is delivered through an approved first mortgage. We arrange the FHA, conventional, VA or USDA loan underneath it and reserve the assistance funds once you are under contract.

4. Funds arrive at closing

The assistance is wired to the closing agent and applied to your down payment and, where the program permits, closing costs — so your own savings stay where they belong.

Repayment: The second lien is a recorded lien with a monthly payment that is underwritten into your debt-to-income ratio. Layered DPA affects your final rate and mortgage insurance; your Simply Approved Mortgages Loan Officer will disclose the side-by-side comparison before you commit. Program terms, income limits, funding availability and eligibility requirements are subject to change without notice and must be confirmed in writing. Nothing here is an offer of credit, an approval, or a guarantee of eligibility, funding or any particular term. All loans are subject to lender underwriting and approval. Equal Housing Opportunity.

Free monthly briefing

Down payment assistance changes fast. Stay ahead of it.

New funding rounds, closed programs, and updated income and price limits for Florida and Colorado buyers — in one short email each month.

Licensing notice: Simply Approved Mortgages LLC arranges residential mortgage loans in Florida and Colorado only. The briefing and this website are educational content — not an offer, solicitation, advertisement of credit terms or commitment to lend, and no mortgage services are offered in states where we are not licensed.

Expert Insight

Documented guidance from a licensed mortgage broker

Simply Approved Mortgages LLC originates residential mortgages in Florida and Colorado, so the guidance on this page reflects how assistance programs behave in files we actually underwrite and close — not general industry commentary.

Takeaway: Have your scenario reviewed against your actual documents before deciding.

The only way to know which program, down-payment structure, and closing-cost strategy actually fits your file is to walk through it with a Simply Approved Mortgages Loan Officer who can compare the real numbers side-by-side on a Loan Estimate.

Commentary from the Simply Approved Mortgages Team at Simply Approved Mortgages LLC, NMLS #2620881. Verify on NMLS Consumer Access