Freshness & Monthly Review Dashboard

The monthly freshness and market-update job runs automatically on the 1st of each month at 06:00 UTC. It records a review for every scheduled page and program page for the current month. A review never moves a page's substantive “last updated” date.

Quick answer: How fresh is the data on this site?

The dashboard shows, for every page, when it was published, when it was last substantively updated, when it was last reviewed and when the underlying data was last verified. Those four signals are tracked separately, so a routine review never masquerades as a content update.

TL;DR

Published, updated, reviewed and data-verified are separate signals.
Overdue pages are shown as overdue rather than re-dated.

Quick questions

Why keep four dates?: Because they answer different questions: when it was written, when it changed, when someone looked, and when the numbers were checked.

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Monthly review

September 2026 Freshness & Monthly Review Dashboard Review

We reviewed scheduled monthly review job status and last run date, pages reviewed and pages still outstanding for the current month, program source verification queue and exception list and data-source freshness signals across the site relevant to this page. No material changes requiring substantive revisions were identified this month. The information and sources shown here remain current as of our latest review.

Checked: scheduled monthly review job status and last run date
Checked: pages reviewed and pages still outstanding for the current month
Checked: program source verification queue and exception list
Checked: data-source freshness signals across the site

Current data & page updates

Page last reviewed: September 2, 2026
Page last substantively updated: September 2, 2026
Next scheduled review: October 2, 2026
Current monthly review: September 2026
Live data feed: No

Live data feed refreshes

HUD county loan limits and HUD income limits refresh on the 1st of each month at 06:30 UTC; FRED market indicators refresh every Friday at 13:00 UTC. A failed fetch never overwrites a stored value. County loan-limit differences are flagged for human review, never applied automatically.

Ran	Source	Status	Checked	Changed	Detail

Program source status (automated weekly check)

Every published program's official agency page is fetched and fingerprinted weekly, with a mid-week retry for failed reads. Records whose source changed or could not be read are shown as research-only on the site until the change is reconciled — nothing is presented as current on the strength of an unread source.

DPA amount calculator and eligibility checker

Estimate your assistance amount, the second-lien payment and where you stand against the program rules. Illustrative only — not a quote, offer or commitment to lend.

Simply Approved Mortgages DPA

DPA amount calculator & eligibility checker

Estimate 3.5% assistance on the lesser of price or appraisal, layered over a 30-year fixed FHA first mortgage.

Estimated DPA

$14,000

3.5% of $400,000

2nd-lien P&I

$174

10-yr · 8.500%

Amount calculator

Purchase priceAppraised value

Assistance tier

Illustrative 1st-mortgage rate (%)Used only to show the 2nd-lien rate (1st + 2%). Not a quote.

Lesser of price or appraisal: $400,000
DPA at 3.5%: $14,000
2nd-lien term: 10-year fixed, repayable
2nd-lien rate: 8.500%
Monthly P&I: $174/mo

Illustrative only — not a quote, lock, offer, or commitment to lend. Binding figures appear only on your Loan Estimate and Closing Disclosure.

Eligibility checker

Credit score580+ required.Occupancy

State you're buying inProperty type

Documentable qualifying income?

Willing to complete homebuyer education before closing?

Property in NY, WA, USVI, Guam, MP, or AS?

Answer each question above to see your preliminary result.

Talk to a Loan Officer →

Preliminary self-check only. Not a quote, lock, offer, or commitment to lend. Simply Approved Mortgages is not affiliated with HUD, FHA, VA, USDA, FHFA, or any government agency. Equal Housing Opportunity. NMLS# 2620881.

Keep reading

Related pages on down payment assistance, local markets and the numbers behind each program.

Our own down payment assistance program — up to 5% toward your primary home

Simply Approved Mortgages LLC · NMLS# 2620881

In addition to matching you with agency programs, we offer our own assistance program, provided through our wholesale lender partner and arranged by Simply Approved Mortgages: up to 5% of the lesser of the purchase price or appraised value, structured as a repayable 10-year fixed second mortgage on a qualifying primary residence. It layers with FHA 203(b) or FHA 203(k) purchase first mortgages only, and the second lien is priced at the first-mortgage rate plus 2.00%. It is fully amortizing — not a grant and not forgivable — so your Loan Officer will show a side-by-side comparison before you commit.

Offered through our wholesale lender partner

Up to 5% of the lesser of purchase price or appraised value

Repayable 10-year fixed second mortgage

Layers with FHA 203(b) or FHA 203(k) purchase first mortgages

Second-lien rate = first-mortgage rate + 2.00%

Fully amortizing — not a grant and not forgivable

Qualifying primary residence only

Down payment assistance changes fast. Stay ahead of it.

New funding rounds, closed programs, and updated income and price limits for Florida and Colorado buyers — in one short email each month.

Licensing notice: Simply Approved Mortgages LLC arranges residential mortgage loans in Florida and Colorado only. The briefing and this website are educational content — not an offer, solicitation, advertisement of credit terms or commitment to lend, and no mortgage services are offered in states where we are not licensed.

Freshness is measured, not asserted

This dashboard exists so page review, data refresh and program verification can be audited independently. Pages are stamped reviewed only when the monthly job actually runs, and program terms are stamped verified only by a person.

Takeaway: Use the verification queue below to keep program terms from going stale.

The only way to know which program, down-payment structure, and closing-cost strategy actually fits your file is to walk through it with a Simply Approved Mortgages Loan Officer who can compare the real numbers side-by-side on a Loan Estimate.